TBradley@houseloan.com
480-424-4655
Tara Bradley
Buying a home or exploring a refinance? Connect with Tara to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Tara
Tara Bradley is the Senior Loan Advisor for the Kelly Zitlow Group, guiding clients confidently through their home financing journey. Since beginning her mortgage career in 2003 and working alongside Kelly for more than 16 years, Tara brings extensive industry experience, strong lending knowledge, and a solutions-focused approach to our clients.
Known for her proactive communication and attention to detail, Tara manages the loan process from the initial consultation through closing. She focuses on structuring financing that aligns with each client’s overall financial goals, whether purchasing a home, refinancing, or navigating more complex lending situations. Clients value her ability to simplify the mortgage process, anticipate potential challenges, and help position them for successful loan approval and favorable terms.
Tara holds a degree in psychology, which has strengthened her ability to listen carefully and understand each client’s unique needs. She follows financial markets and economic trends closely so she can share timely insights on interest rates, market conditions, and financing strategies. Her goal is always to help clients make informed decisions that support both their immediate homeownership goals and long-term financial plans.
Outside of work, Tara is a devoted wife and proud mom to twin boys and a spirited daughter who keep her busy with sports activities year-round. She is a dedicated Denver Broncos fan, enjoys working out at Shred 415, values reconnecting with friends, and occasionally plays golf with her husband. She also volunteers at her children’s schools whenever possible, reflecting her strong commitment to family and community.
With Tara guiding the loan process, clients of the Kelly Zitlow Group know they have a knowledgeable, attentive partner committed to helping them achieve their home financing goals with clarity and confidence.
What clients say about Tara
The Kelly Zitlow Group was a pleasure to work with! As first time home buyers they made everything as easy as possible. Highly recommend!
The Kelly Zitlow Group is a top-notch team of highly dedicated, extremely organized, and knowledgeable professionals. They made the entire process smooth and stress-free. Highly recommend!
Karen and Tara did it again! They made our mortgage refinance an amazing experience from start to finish. They were knowledgeable, responsive, and made the entire process feel smooth and stress-free. We truly appreciate their excellent communication and dedication. We highly recommend the Kelly Zitlow Group! ⭐⭐⭐⭐⭐
My experience with the Kelly Zitlow staff was amazing! They made every step of this process less stressful and made sure that I had a clear understanding every step of the way and answered all my questions when I was unsure of specific information. They really did outstanding work being available when I needed them. They truly are fast, caring, innovative and professional! I would absolutely love continuing working with the Kelly Zitlow group in the future.
I had a wonderful experience with navigating my home loan , this group was extremely helpful in settling me up for the most appropriate loan for my situation. I’m very happy
Karen and especially Tara were outstanding! I needed a home equity loan fast and they delivered while making the process seamless. I highly recommend them!
Totally professional. Thanks
I can't say enough good things about Tara and Karen at Kelly Zitlow Group@ Cornerstone. What a dream team, from start to finish they were outstanding to work with. This is our second loan with Kelley Zitlow Group and our son used them as well, each time we had exceptional service. The escrow and tile company also made a comment to us that they are top notch. I highly recommend them.
Tara and Karen were awesome as always! This is third time we have used them. The customer service is top notch as always and details are never missed.
Absolutely wonderful experience! Buying a house can be a very bumpy experience, but Karen and Tara made it as smooth as possible for me. I highly recommend.
I have known Kelly and her team for many years now. They have helped me with the purchases of a few homes in that time. Now we have bought our retirement home in Colorado, and again we financed part of the purchase price through Kelly. They are professional, friendly, thoughtful, and reliable. I highly recommend this outstanding business.
Tara, Karen and the team were all excellent to work with. The transaction flow was timely and communication crisp throughout, they have real time tools to model use cases for different properties when your shopping in the market that was a nice option to keep track of while selecting your final property.
Let’s connect
Contact Tara
Share a little about your plans and how to reach you.
Office locations
Suites 201 & 202
Scottsdale, AZ 85260
Suite 200
Fort Collins, CO 80528
Suite 200
Englewood, CO 80112
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Tara today.
