We do it all
so you don't have to.
Cornerstone is built around the simple idea that your financial life should feel easy to manage. Banking, mortgage, and insurance, all in one place.
120 years of trust
Finance that
fits your life
Whether you bank with Cornerstone, Roscoe, or Peoples, you’ll find the same commitment to relationships. Our bankers are genuinely invested in where you are today and where you're headed tomorrow.
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700,000+ clients served Helping families and businesses nationwide. -
5-Star Rating by BauerFinancial For financial strength and stability.
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Top Lender Independent Community Bankers of America -
Top 50 Mortgage Companies in America by Executive Magazine
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USA Today Top Workplaces 2026 Proud to be a great place to work.
People. Purpose. Community.
Putting people first
since 1906.
What began as Cornerstone Home Lending in 1988 has grown into a full-service financial institution. In 2022, we merged with Roscoe Bank, a Texas bank established in 1906, and in 2026, we welcomed Lubbock-based Peoples Bank. Today, we offer banking, mortgage, insurance, and loan servicing through one trusted bank.
Learn more about us
Our Mission
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.See our Mission in Action
Financial guidance at your fingertips
Frequently Asked Questions
Get answers to your questions about Cornerstone and its services:
Cornerstone offers personal and business banking, home loans, and insurance as a full-service financial institution with nearly 700,000 clients served. Services include personal checking and savings accounts, commercial banking, treasury management, purchase and refinance loans, HELOCs, home insurance, auto insurance, life insurance, and much more.
Both. Cornerstone is a Texas bank headquartered in Houston with 17 full-service banking locations and 150 mortgage offices across the country. Cornerstone provides online banking service nationwide.
Open an account here. You can open a personal banking account online in minutes or call us at 833.567.2265 (BANK) to speak with a commercial banker.
Use our branch and loan officer locators to find someone in your area. Or reach out online, and we'll help connect you with the right person.
Cornerstone's interest checking account pays 30x the national average, making it one of the most competitive checking accounts available.1 See our rate schedule for current rates on CDs, high-yield savings, and money market deposit accounts (MMDA). Or consult a Cornerstone loan officer for current mortgage interest rates for a home purchase or refinance.
1Rates quoted as of August 7, 2025, and are subject to change. National average rate as of August 7, 2025, per FDIC.gov.
Cornerstone offers home, auto, life, umbrella, commercial, flood, and much more with access to 150+ top carriers across all 50 states. Rather than leaving you to sort through policies on your own, our agents get to know your situation, do the comparing, and help you find the right coverage at the right price.
Cornerstone supports the needs of individuals, families, and businesses of all sizes.
Personal banking clients benefit from competitive rates and full-service account features. Homebuyers and homeowners can access a complete range of mortgage options. Businesses can take advantage of treasury and liquidity management, institutional banking services, and title services, all through a trusted Texas bank providing national service.
