Bank with Confidence

Financial institutions across the country depend on the strength of Cornerstone Capital Bank to meet loan growth and diversification objectives, generate meaningful returns on excess liquidity, and serve their customers’ home mortgage needs. Our institutional banking team delivers seamless experiences for the community banks, credit unions, trust companies, and investment firms they serve.

4th Quarter 2023 Financial Highlights

Assets

Less than 7% of assets are marketable securities.
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Deposits

The vast majority of deposits are insured by the FDIC.
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Cash plus marketable securities is
4.8 times
the amount of uninsured deposits

The bank’s capital well exceeds the highest regulatory thresholds.

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2023 Highlights

Loan Growth
+0%
Deposit Growth
+0%
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Recognized as an
ICBA
Top Lender
Top 1%
of All Companies on Glassdoor

Offerings

Our institutional experts serve community banks, credit unions, trust companies, and investment firms across the nation with asset and liability support. We bring efficiency and positivity into every interaction and we’re here to help your institution:

  • Meet loan growth and diversification objectives with high-quality assets
  • Generate meaningful returns on excess liquidity
  • Include mortgage loans in your profile, on your terms

Performance Indicators

  • A Texas ratio less than 1%
  • The second lowest Accumulated Other Comprehensive Income (AOCI) of 100 U.S. banks nearest in size
  • A diversified and stable deposit base
  • Strong sources of liquidity including multiple available and unfunded lines of credit
  • Existing regulatory capital over $250MM
  • Non-interest income as a % of assets in the top quartile of peer banks
Download the Quarterly Profile
Download the Quarterly Tear Sheet
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Featured Article

A clickable article title (plan is to change out the article approx. quarterly) which would link to another place (blog-like) to read the current article as well as archives.
Read the Article
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Upcoming Events

We will be attending the following events. If you will be at the event let us know, we would love to meet with you.
2024 TBA Annual Convention
  • May 8-10, 2024
  • Loews Arlington Hotel
More Info
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Connect with Us

We welcome the opportunity to learn about your organization and how we may help you meet loan growth and diversification objectives, generate meaningful returns on excess liquidity, and serve your customers’ home mortgage needs.
Contact Us
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Cornerstone Capital Bank is proud to have served Tribune Acquisitions in the re-financing of Tribune Lofts and Metro at Brady. We applaud your ongoing efforts to revitalize the Tulsa arts district through fine urban living.