Welcome to Cornerstone’s new website! Same login, same people-first service. Banking, mortgage, and insurance, now in one place.

Get more from every dollar, starting now

High-rate checking and high-yield savings with no monthly fees or minimums. From the moment you open an account with us, you can trust that your money is working harder.

High-rate checking

Three steps. One better way to bank.

Open Cornerstone's interest checking account online or from your phone and watch your money start growing 30 times faster.1 Enjoy no monthly fees, no minimum balance requirements, and plenty of perks that make your life easier.

Ready to get started?

  • Complete your online application

    It’s easy, secure, and takes only a few minutes.

  • Make your first deposit

    Fund the account through an online transfer of just $50.

  • Start banking with Cornerstone

    Log in to online banking, download the Cornerstone app, and add your debit card to your mobile wallet when it arrives.

    Open an account online See our rates

Get paid early. No need to wait.

Why hold out for payday? With Cornerstone, an early direct deposit can land in your account up to two days sooner.

  • Receive your full paycheck up to two days early with a qualifying deposit

  • No enrollment required and no fees

  • Set up account alerts to get notified the moment it deposits

Bring your phone. Leave your wallet.

With Cornerstone’s Visa® debit card, you’ll have easy access to your money when you need it. Shop online, grab dinner, or pull cash from one of our 300,000+ fee-free ATMs nationwide.

  • Add your card to your mobile wallet for convenient, cardless transactions

  • Set card controls through online banking for an added level of security

  • Visa’s® Zero Liability protects you from unauthorized card purchases

From balances to bill pay, it's all right here

Cornerstone’s online and mobile banking services give you secure, convenient access to your accounts on your schedule. Review balances and activity, transfer funds, deposit checks, manage your accounts, and monitor your credit, all from your phone or computer.

High-yield savings

Savings that pay you back

Building an emergency fund or preparing for what's next? Cornerstone's high-yield savings account helps your money grow while staying within reach. Open an account with a minimum deposit of $50.

  • No monthly service fee and up to six withdrawals per monthly statement cycle

  • Interest paid and statements processed quarterly

  • Transfer funds, set up auto-deposits, and manage your account with free online banking

See our rates

Because you deserve more than a transaction

At Cornerstone, we believe your finances should be something you feel good about. Along with high-interest checking and savings, we also offer mortgage and insurance, so your whole financial picture lives in one place.

Take the guesswork out of banking

Our tools and resources are designed to help you budget smarter, save more, and get the most out of every account you hold with us.

Disclosures (1)
  1. Rates quoted as of August 7, 2025, and are subject to change. National average rate as of August 7, 2025, per FDIC.gov. Back to citation