Get to know Cornerstone Capital Bank
Cornerstone is built on a foundation of trust, innovation, and a deep commitment to service. We bring together banking, mortgage, and insurance under one roof, with one-on-one guidance that makes you feel right at home.
Our Mission
Our Vision
The Cornerstone Family is a caring, client-centric, diversified, and high-performing financial services company built to provide stability through any economic cycle for generations to come. We operate from a place of peace with discipline.
We succeed as a Team by earning the trust of Clients, exceeding their expectations, and earning referrals to serve even more Clients. Our entrepreneurial spirit, refreshing culture, efficient processes, total Team Member engagement, and outstanding leadership teams propel Cornerstone’s sustained success and profitable growth.
We help our Team Members build individual legacies of service and kindness that will have a lifelong impact on millions of people.
With hard work, a caring heart for service, continuous improvement, and a passionate commitment to excellence, our Team Members collectively focus every day on achieving something extraordinary: the joy and excitement of building the industry’s best company in terms of Team Member satisfaction, Client satisfaction, performance, regulatory excellence, and reputation among our peers.
Our Story
We’ve combined more than 150 years of experience to create a financial institution dedicated to helping families, communities, and businesses thrive for generations to come.
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1906
Roscoe Bank opens its first branch location in Roscoe, Texas.
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1988
Cornerstone Home Lending is founded as Cornerstone Mortgage Company by Marc Laird and Judy Belanger.
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1996 - 2006
Roscoe Bank opens two new branches in Sweetwater, Texas (1996), and Bastrop, Texas (2006).
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2022
Cornerstone Home Lending finalizes its merger with Roscoe Bank, forming Cornerstone Capital Bank. Cornerstone also launches Cornerstone Servicing, our mortgage subservicing division.
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2024
Cornerstone’s first physical bank branch opens in Houston, Texas.
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2025
Cornerstone opens Cornerstone Insurance Agency, offering coverage across all 50 states.
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2026
Cornerstone adds Peoples Bank to our growing family and celebrates the milestone of serving nearly 700,000 clients.
Our Convictions
We honor our commitments.
We do what’s ethically and morally right.
We take responsibility and make it right.
We make our services available on a fair basis to members of the communities we serve.
We lead by serving.
We invest in the growth of our Team Members to empower them to build lasting legacies.
We encourage input and ideas from our Team Members.
We stand by our Team Members in times of need.
We create a fulfilling workplace and have FUN together!
We embrace and foster an entrepreneurial spirit.
We bring our best every day because mediocrity is not an option.
We meet or exceed our Clients’ expectations and deadlines.
We take ground and don’t build fences.
Everything we do increases the value and attractiveness of our brand.
We make strategically sound business decisions.
We consistently focus on profitable and sustainable growth.
We develop processes and technology that make work easier.
We don’t waste time. It’s a precious resource.
We increase our generosity as our business grows.
