Plenty of room for your money to grow
With more than a century of banking behind us, we know what it takes to help people save smarter. Whether you're building an emergency fund, working toward a goal, or simply looking to earn more on your deposits, we'll help you find your match and cheer you on every step of the way.
- Competitive rates
- No monthly service charges
- Flexible savings options
- Banking, mortgage, and insurance services
Save your way: The right account is waiting
The account you choose today shapes the goal you reach tomorrow.
Consider a money market account if you:
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Want access to your savings when needed
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Are building an emergency fund
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Prefer flexibility while earning interest
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May need access to funds for future expenses
Consider a certificate of deposit (CD) if you:
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Have money you won’t need right away
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Want a fixed rate and predictable earnings
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Are saving toward a future goal with a specific timeline
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Prefer a structured savings strategy
Which option pays more?
The tradeoff is simple: CDs offer higher rates for funds you won't need right away, while money market accounts keep your funds within reach without giving up competitive earnings. Both feature tiered rates, so the higher your balance, the more interest you earn.
Money Market Account
Competitive rates. No strings attached.
Cornerstone’s money market account offers a balance between earning potential and access to your funds. With a low opening deposit of $50, it’s a flexible way to earn interest at a competitive rate.
No monthly service fees
Interest compounded daily and paid monthly
Online banking access and automatic transfer capabilities
Certificate of Deposit
Lock it in. Earn with confidence.
Cornerstone offers CD terms ranging from six months to five years, helping you plan for future purchases, build long-term savings, and grow your funds with more certainty.
Minimum deposit of $500
Competitive, fixed interest rates for predictable earnings
FDIC-insured savings solution
Growing your savings is just the beginning
From strategies to calculators, we've put together everything you need to save with confidence and plan ahead with clarity.
