Ready for today. Positioned for tomorrow.
Your business keeps money in reserve for a reason. Cornerstone’s liquidity solutions help you manage daily balances, support cash flow needs, and put excess funds to work with options for expanded FDIC insurance coverage.
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100+ years of banking stability
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Put excess cash to work
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Access expanded FDIC coverage
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Dedicated treasury support
Put everyday cash management on autopilot
Your cash needs can change from one day to the next. Cornerstone sweep solutions make it easier to manage changing balances with options designed around the way your business operates.
Zero balance account (ZBA) sweep
Automatically move funds between designated accounts and a central account to maintain zero balances and simplify account management.
Line of credit sweep
Support ongoing cash flow needs with a dedicated line of credit that helps maintain your target balance.
Interest sweep account
Put excess cash to work by automatically moving available funds into an interest-bearing account.
Give cash reserves a job to do
With IntraFi Cash Service, or ICS®, excess funds are placed into demand deposit or money market accounts at banks across the IntraFi® network, helping you earn interest on funds fully insured above the FDIC’s limit. You continue working directly with Cornerstone while IntraFi does the work behind the scenes.
How does ICS work?
You set a target balance for your Cornerstone account, and excess funds are automatically placed across participating banks in the IntraFi network. Funds can be returned to your Cornerstone account as needed, giving you access to your cash without the work of managing multiple banking relationships.
Earn interest on excess deposits, regardless of FDIC limits
Enjoy flexible liquidity with funds available when you need them
Work directly with Cornerstone and receive one consolidated statement
Coverage that scales with your balances
Do you have large cash reserves you’d like to put to work a little longer? CDARS® (Certificate of Deposit Account Registry) offers another way to access expanded FDIC insurance while keeping your banking relationship with Cornerstone. See how CDARS works.
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One bank
Work directly with Cornerstone while your deposits are placed with participating banks across the IntraFi network with full FDIC insurance coverage.
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One rate
Earn one interest rate per maturity on your entire CD portfolio, avoiding rate negotiations and multiple disbursement checks.
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One statement
Receive a combined monthly statement of your CDs with each issuing bank, including maturity dates, interest earned, and other details.
