Svetlanat@houseloan.com
360-395-2196
Svetlana Tupikova
Buying a home or exploring a refinance? Connect with Svetlana to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Svetlana
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Svetlana
Great customer support! Everything was done professionally!
We had an excellent experience working with our loan officer Svetlana Tupikova she was professional, knowledgeable, responsive, and always willing to go the extra mile for her clients. She made the entire home-buying and financing process much easier and less stressful for us.
It was great working with you Svetlana ,thank you! !
Working with this Svetlana was a great experience. They were always available to answer our questions, kept us informed throughout the process, and made everything as smooth as possible. We truly appreciate all the support and would definitely recommend them to anyone buying a home.
We recently refinanced one of our investment properties with Svetlana Tupikova at Cornerstone Home Lending, and we could not be more grateful for her dedication and persistence throughout the process. Our loan situation was challenging and took much longer than expected, but Svetlana never gave up. She explored six different mortgage programs before finally finding the refinance solution that worked for our specific situation. Her knowledge, creativity, and determination truly set her apart. As if that wasn’t enough, at the very last minute she was even able to secure us a lower interest rate for the life of the loan — which was the cherry on top! Svetlana and her team was responsive, professional, patient, and incredibly committed from start to finish. We wholeheartedly recommend her to anyone looking for a mortgage broker who will genuinely fight for her clients and go the extra mile to make things happen. Thank you, Svetlana!
Svetlana is the best employee that I work with! Always ask Svetlana if you need help with loan!
Closing on a construction loan can be stressful, but Svetlana made the entire experience seamless. She was always available, answered every question quickly, and went above and beyond to ensure everything stayed on track. We felt supported the whole way through and couldn’t be happier with how smoothly everything came together. Highly recommend!
We recently closed on a construction loan and had an excellent experience with Svetlana and the rest of the team. From start to finish, she was knowledgeable, responsive and proactive in guiding us in each step through the process. We appreciate her professionalism, attention to detail and commitment to closing on time. We would absolutely work with this lender again and highly recommend Svetlana to anyone looking for a construction loan or a house purchase. We could not be happier! Thank you!
Svetlana and her team was amazing - helpful throughout the whole process and answered all my questions. Her knowledge and resourceful ability was very much appreciated
Everything went absolutely perfectly! I couldn’t be happier with the experience. Huge thanks to your entire team, and especially to Svetlana Tupikova! Svetlana is a true professional who clearly knows her business inside and out. Working with her was an absolute pleasure from start to finish. She made the whole process smooth, stress-free, and efficient. I truly appreciate her dedication, attention to detail, and the way she goes above and beyond for her clients. I would highly recommend her and your company to anyone looking for top-notch real estate services!!!
Our family would like to express our immense gratitude to Svetlana Tupikova for her professional assistance in purchasing our home! We would especially like to highlight her attention to detail, sense of responsibility, and ability to quickly resolve any issues that arose. Thanks to her experience and competent approach, the entire buying process went as smoothly and stress-free as possible—despite all the complexities involved. We are delighted that we chose her, and we will confidently recommend Svetlana to anyone looking for a reliable, honest, and highly professional specialist! Thank you so much! Sincerely, Elena Zobnina and Alexander Tereshchuk
We had a wonderful experience working with Svetlana. She was professional, knowledgeable, and very responsive throughout the entire loan process. Svetlana made everything clear and easy to understand, and she was always available to answer our questions. Her attention to detail and dedication truly made the process smooth and stress-free. I highly recommend Svetlana to anyone looking for a reliable and trustworthy loan officer!
Let’s connect
Contact Svetlana
Share a little about your plans and how to reach you.
Office locations
Suite 110
Vancouver, WA 98683
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Svetlana today.
