skeller@houseloan.com
970-481-6158
Shanna Keller
Buying a home or exploring a refinance? Connect with Shanna to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Shanna
Caring for each client as if they are her only client is a trademark of Top Producing Loan Officer Shanna Keller of Cornerstone Home Lending
Experience and creativity enable Shanna to reliably find the ideal loan program for each client. “My philosophy is simple – whether your interest is in buying or refinancing, I know that the most important transaction is yours,” she says.
Having worked in the Real Estate, title and mortgage industries, Shanna believes in going the extra step to find the answer and provide superb customer service. Shanna loves her job – especially being able to listen to her clients’ hopes, dreams and goals and then doing what is necessary to help them achieve those goals. Whether her client is buying a home for the first time, financing a new home or refinancing an existing home, Shanna knows what must be done to provide her clients with the most suitable loan program possible. She knows that once clients see how hard she works for them, they will be her “customers for life.“
Born in Kansas, Shanna has spent the majority of her life in Colorado. She enjoys spending time with her family and loves participating in outdoor activities.
With Cornerstone Home Lending, you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build quality relationships. Experience the Cornerstone difference!
What clients say about Shanna
Shanna is very professional with a clear abundance of experience. She demonstrated kindness and competence throughout the process!
Shanna was thorough and good at problem solving.She kept us well informed.
Shanna was thorough and good at problem solving. She kept us well informed
Shanna was an absolute pleasure to work with. She was timely, patient, and professional. I would highly recommend working with her and Cornerstone!
Shanna is an excellent lender. She helped us through the whole process making us feel knowledgeable and confident. We would not have gotten our house without her expertise. Definitely would recommend Shanna to anyone thinking about moving!
Shanna is amazing! Ever since purchasing our first home she has always been available to help navigate and educate us through the process! Every time we've worked with Shanna, the entire experience has been flawless. She truly feels like family to my wife and I!
This was the third time we have used Shanna and as always it was a stellar experience! Thank You Shanna!
Shanna guided my son and I thru the process and was a huge help. Always in communication and finished it off with no confusion.
Shanna is awesome! This is the third time we have used her for a home loan. She is very professional and thorough. Highly recommend her!!!
Shanna was great! She communicated really well and made sure everything went smoothly!
Shanna was referred to me by my realtor, and I thank my realtor for that referral! Shanna led me through the mortgage process with clarity and patience as this was my first home purchase by myself. Her expertise and genuine caring attitude made the home purchasing process almost stress free. I'm still in contact with Shanna and I still appreciate her.
Let’s connect
Contact Shanna
Share a little about your plans and how to reach you.
Office locations
Suite 200
Fort Collins, CO 80528
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Shanna today.
