rking@houseloan.com
214-202-8000
Rosy King
Buying a home or exploring a refinance? Connect with Rosy to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Rosy
Rosy King has devoted more than 25 years to the mortgage industry helping clients through one of the biggest financial decisions of their lives.
Her path started in accounting, where she earned her undergraduate degree before completing her MBA. She began her career as a tax accountant, then moved into commercial lending, and eventually found her place in residential mortgage.
That background informs every conversation she has with clients. Rosy understands the full financial picture and works to find solutions that fit her clients' needs today and for years to come. From the first call to closing day, her clients can expect clear communication and one-on-one care.
Married for over 20 years, Rosy and her husband Joe love discovering new places, cultures, and cuisines. She enjoys mahjong, retail therapy, and annual road trips to Round Top. She's also known to be a bit of a poker shark. At home, Rosy and Joe never forget who's really in charge: their 15-year-old chocolate lab Junior.
What clients say about Rosy
We had a great experience with Cornerstone Home Lending! They were all great communicators & able to answer all our questions. They kept us updated on the whole loan approval process.
Rosy and the team went above and beyond to help finance our new home. Communicating everything we needed along the way and working tirelessly in the background to make sure we were set up for success. Rosy helped us take advantage of the current market by educating us on creative options to structure an offer and get the most out of a deal. Thank you to the Jackson King Team for holding our hand through this process and getting us across the finish line!
The Jackson-King team was so easy to work with. I appreciated the time they took to discuss all our lending options to help us make the right decision for our situation. Their communication was always prompt and professional and they did a great job of keeping everyone focused on deadlines to ensure we got our closing date.
Gina and team exceeded our expectations by delivering outstanding loan terms and making the process as easy as possible Our finances are complicated being self employed with multiple partnerships. Gina worked directly with my accountant to gather info and take the burden off of me. It felt like an easy process because Gina and team did the heavy lifting
Rosy and her team did an excellent job. It’s always a pleasure working with them.
Great communication along the process…. Delivered what was promised! Got a good rate and closed on time and everything went so smoothly!
Working with Rosy and her team was an outstanding experience from start to finish. They were knowledgeable, responsive, and kept us informed every step of the way, making what can often be a stressful process feel smooth and straightforward. Rosy was always available to answer questions, explain our options, and ensure everything stayed on track. Her team was equally professional, organized, and proactive, making sure every detail was handled efficiently. We truly appreciated their communication, attention to detail, and commitment to providing exceptional service. I would highly recommend Rosy and her team to anyone looking for a lender who is knowledgeable, trustworthy, and genuinely cares about their clients. Thank you all for making our home financing experience such a positive one!
The Cornerstone team was always responsive, flexible and patient with me. We closed in five weeks from the offer without any stress or anxiety.
Rosy was great but the underwriters waited until a few days before closing to request additional information after I had already been approved for several weeks. I was on vacation so not ideal.
This is the fourth time we have used Cornerstone Home Lending to purchase and/or refinance a home mortgage. This team is spot on. Gina, Kim, & Rosy all are fantastic and helped us get through it with no problems. Would use them again if the need ever arises.
Rosy and the team were great. Very responsive and always answered questions and told us what we needed to do quickly. Buying a house is a hassle, but Rosy made it as easy as it could be.
Rosy and Gina were super professional and organized. They made the lending process a breeze!
Let’s connect
Contact Rosy
Share a little about your plans and how to reach you.
Office locations
Suite 550
Dallas, TX 75225
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Rosy today.
