rhondajohnson@houseloan.com
907-252-5682
Rhonda Johnson
Buying a home or exploring a refinance? Connect with Rhonda to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Rhonda
Rhonda Johnson loves what she does. You can see it the second you meet her. For her, helping people purchase their first home or invest in real estate is an honor and a joy. Her undeniable positivity, genuine thoughtfulness, and honest guidance help her connect with each and every client. And as their biggest cheerleader, she is 100% dedicated to helping her customers achieve their goals now and in the long term.
Rhonda launched her mortgage career in 1983. Over the years, she’s worn many hats including processor, underwriter, and closer. As an originator, Rhonda has been a consistent Top Producer. She is also a Certified Mortgage Planning Specialist (CMPS), continuing education instructor for the State of Alaska, and recipient of the Soldotna Chamber of Commerce Excellence in Profession Award.
There’s no other state Rhonda would rather call home than Alaska. She enjoys fishing, fishing, and fishing, and has been known to fish every once in a while. She’s also the “hostess with the mostess,” and likes throwing themed parties at her home. Rhonda’s most treasured pastime is family time; she’s blessed with 7 beautiful children and 8 adorable grandchildren.
What clients say about Rhonda
Rhonda was great! Unfortunately, there were some things that did not go so smoothly and we were not able to close on the date we'd selected which complicated things for us and the sellers. Main issues were between their office and the title company with both sides saying they did not receive important emails from the other which is what mainly caused the delays.
Ronda was great too work with very knowledgeable and professional. Great at explaining the process. I will recommend her and her staff to many. Thanks
Rhonda Johnson made our home buying experience so easy. She was always available, and was very professional throughout the whole process. We are so grateful for her help! We especially appreciate her checking in with us along the way to make sure everything ran smoothly.
Rhonda was instrumental in helping us through the lending process and helping us secure our new home. She is patient, quick to answer questions, and guided us every step of the way. Cannot recommend Rhonda enough for your home loan needs!
Rhonda’s team did it again!! Another smooth transaction. This is the 3rd time using Cornerstone Home Lending for a home purchase. Rhonda’s team go above and beyond for their clients. They are knowledgeable, professional, and experienced. If you are looking for a home loan, Rhonda is your gal!
Cornerstone was quick and easy to deal with for my home mortgage. I was really pleased with their service. I would recommend Cornerstone to others.
As always - Rhonda was professional, diligent, and super knowledgeable. We will use her for all of our home loan needs!!!
If you want the best go to the best!!! Any time I had a question I called her and she answered and explained it perfectly. She knows what she is doing and she is a really nice person to work with. Go buy a house and call her! Take the first step and go talk to Rhonda Johnson.
Rhonda knows what she’s doing; she kept in good communication and went above and beyond to get us what was best for our situation.
Everything went very well Rhonda was a great help
Working with Rhonda was an amazing experience!!! She was a blessing to work with, and helped me get every program I could to buy my first home. She was very patient with me, as a first time home buyer, she answered every phone call, and held my hand through the entire process. Without her guidance, her expertise, her knowledge, I wouldn't of been able to buy a home. My first born child will be here next month and because of Rhonda he has a home.
I have never been as impressed with a business as I have been by Cornerstone. Rhonda Johnson and her team are absolutely above and beyond. They made a super complicated mortgage feel (relatively) easy, going out of their way to truly listen to my needs and concerns and ensuring that every piece of this process was in line with my goals. They work hard for their clients, and somehow managed to make the client feel cared for like family in the process. I am beyond grateful and could not recommend these folks more.
Let’s connect
Contact Rhonda
Share a little about your plans and how to reach you.
Office locations
Suite C
Soldotna, AK 99669
Suite 510
Juneau, AK 99801
Anchorage, AK 99517
Homer, AK 99603
Suite A
Fairbanks, AK 99701
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Rhonda today.
