rwiginton@houseloan.com
714-974-5635
Renee Wiginton
Buying a home or exploring a refinance? Connect with Renee to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Renee
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Renee
Renee was excellent every step of the way! Great communication and explanation of the whole process. Any future home purchases will definitely be made with Renee.
Your team went above and beyond which put my family at ease during this process!
The process was quick and smooth.
Renee is absolutely amazing. She knows exactly what she is doing and she is straight to the point with our best interest in mind the whole time. 10/10 Will be sending everyone that we know to her. Thank you Renee!!
Renee was absolutely outstanding throughout the entire home loan process. She was incredibly patient, highly knowledgeable, and always took the time to explain every step clearly. Her support and guidance made what could have been a stressful experience feel smooth, manageable, and confidence-building. We couldn’t have asked for a better professional to work with.
Renee stuck with us and kept us updated on any changes.
Renee Wiginton is just outstanding. Completely professional, knowledgeable, and, so amiable. As a first-time homebuyer, I had so many questions and Renee took her time to explain to me slowly and concisely, ensuring that I understood each step and all the implications thoroughly. I've had so many people vouch for her and now I'm one of them! If you are looking for a loan officer, look no further, you've found your girl! Thank you so much Renee!
Renee Wiginton is just outstanding. Completely professional, knowledgeable, and, so amiable. As a first-time homebuyer, I had so many questions and Renee took her time to explain to me slowly and concisely, ensuring that I understood each step and all the implications thoroughly. I've had so many people vouch for her and now I'm one of them! If you are looking for a loan officer, look no further, you've found your girl! Thank you so much Renee!
Rene is a true professional and continues to provide great service for my family
Great communication, looked for discounts, and found creative ways to get it done! Would recommend and will use again in the future. Thanks for all you did!
Renee and her team are responsive to customer needs in making the refinancing process easy. Thank you Renee.
Of the seven homes that I have purchased there is been no better lender representative then Renee and I would not only recommend her and cornerstone lending on any home loan but go so far as to say hands down she beats them all. Honest efficient rapid response times and she cares about her clients so much I feel like I’m part of her family.
Let’s connect
Contact Renee
Share a little about your plans and how to reach you.
Office locations
Suites 201 and 203
Anaheim Hills, CA 92808
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Renee today.
