Norton Gregory
Buying a home or exploring a refinance? Connect with Norton to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Norton
Norton has devoted himself to enriching the lives of others. Before joining the mortgage industry, he helped families secure affordable housing as a director for a local housing authority. He is also actively involved in the community, with a long legacy of serving in volunteer and leadership roles for non-profits and area business advisory boards. In all that he does, Norton's passion to serve Alaskans shines through!
"As a life-long resident of our great state, it's a privilege to give back in any way I can to our community," says Norton. "That's why I'm so excited to be a part of the Cornerstone Home Lending family. Cornerstone's mission aligns perfectly with mine: To make a positive difference in the lives of others."
Norton was also inspired to join Cornerstone after working with one of our own for an investment property purchase. "Nancy Hudson from the Juneau office was my loan officer, and I loved her unwavering 'get-the-job-done-right' attitude," he recalls. "The experience I had with Nancy encouraged me to dive into mortgage lending."
Born in Anchorage and raised in Kake, Norton has lived in Juneau for most of his life. After attending the University of Southeast, he worked in the insurance industry for 8 years before starting a 13-year tenure with the Tlingit Haida Regional Housing Authority.
Never one to remain idle for too long, Norton stays busy outside of work and volunteer commitments with DIY renovation projects. He is also an all-weather outdoor enthusiast and enjoys running, hiking, camping, and skiing.
What clients say about Norton
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Office locations
Suite 510
Juneau, AK 99801
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Norton today.