NTexada@houseloan.com
281-330-8611
Nathan Texada
Buying a home or exploring a refinance? Connect with Nathan to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Nathan
Results-focused loan officer, adept at delivering comprehensive consultations and application evaluations to clients in accordance with specified financial regulations. Customer Service is Priority!
Looking to contribute my expertise towards that attainment of defined corporate goals for a fast-paced organization.
Precise and organized in facilitating seamless workflows within a fast-paced environment. Adept at streamlining service policies to optimize customer experiences and develop innovative financial solutions tailored to the needs of clients. Consistently exceeded sales targets and got entrusted with more responsibilities.
What clients say about Nathan
Yall should give Nathan a 10 on this one…. this guy worked with me for almost a full year on this process … helped me to understand what needed to be done to get the process going and was very personable. I know that I was not the easiest client to deal with, and he was never rude. Never got short with me. If I didn’t understand something he just broke it down for me so I did understand; and I had a lot of questions. Would definitely recommend Really appreciate him being punctual and even answering the phone or calling during free/personal time to give updates when I needed answers or was unsure about something that I deemed important.. Great work from him and the team, all great people. Thanks
Working with Nathan was great! He answered all my questions and guided me through the entire loan process. I recommend working with Nathan especially if you are a first time homeowner. He made the process clear and less scary.
Nathan was there for me every step of the way while applying for a real estate loan. It took an extended period of time due to extensions that were unforeseen, but we made it all the way through the process with ease. It was perhaps the easiest mortgage loan that I have applied for and Nathan was key. I really appreciate all the time he took to explain all of the key concepts of this loan from start to finish. He was awesome and the gift at the end of the process was AMAZING, I love the new chapter in my life and this was just the beginning of a great working relationship.
Provided us with great information to make purchasing our first home a seamless process
What can I say? This was my first experience, and working with Nathan and his associates was—and continues to be—truly extraordinary; they are people who make you feel comfortable and confident enough to ask anything. I highly recommend working with them for loans, especially for home mortgages. I am grateful to the entire team and to my advisor and realtor, Cinthia Garcias. Thank you all from the bottom of my heart; thanks to your collective effort, I can now say: I have my own home.
Nathan is the best loan officer, I'm very happy with his service and for going above and beyoond to help me get a loan to buy my first home. Thank you Nathan and may God bless you and your family.
Nathan was the BEST! Literally wouldn’t have went with anyone else. He was very open and honest, and professional! He worked hard to help me with the huge grant I received & in total , I paid little to nothing to close on my house!! Like come on!! One thing I respected was him telling me everything that was going on. I respect that. I will definitely recommend him to friends and family!
Nathan and Cornerstone worked every angle to make sure all questions were answered and all insecurities I had were addressed. In the end I was completely satisfied.
Working with Nathan Texada was truly a blessing. From the very beginning, he showed patience, professionalism, and extreme dedication to helping my wife and me through the home-buying process. He was very understanding of our situation and remained transparent every step of the way. Nathan kept us updated throughout the entire process and always made sure we felt informed and comfortable with each decision. We are incredibly grateful for everything he did to help us purchase our first home. Nathan is truly a blessing, and we will always appreciate his hard work and support. My wife and I hope to be in a position to work with him again in the future. I highly recommend him to anyone looking for a knowledgeable and trustworthy professional.
I had an outstanding experience working with my loan processor throughout my home closing process. From start to finish, they demonstrated professionalism, responsiveness, and an exceptional level of attention to detail. The mortgage process can be stressful, especially with tight timelines and multiple moving parts, but they made everything smooth and easy to understand. Every question I had was answered quickly, and they stayed proactive in keeping the process moving forward all the way to closing. What stood out most was their communication and dedication. I always felt informed and confident knowing my loan was being handled by someone who truly cared about getting everything done right and on time. Because of their hard work and commitment, my closing went through successfully, and I couldn’t be more grateful. I would highly recommend them to anyone looking for a knowledgeable, dependable, mortgage professional.
Nathan is A number One in my book, very professional patient and knowledgeable
Let’s connect
Contact Nathan
Share a little about your plans and how to reach you.
Office locations
Suite 120
Arlington, TX 76006
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Nathan today.
