mdevita@houseloan.com
704-996-2079
Mark DeVita
Buying a home or exploring a refinance? Connect with Mark to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Mark
Mark DeVita, also known as “Dr. Mortgage,” is a dedicated mortgage professional committed to helping clients navigate home financing with confidence. With a client-first approach and a strong understanding of today’s lending options, Mark works closely with first-time buyers, homeowners refinancing, and real-estate investors to find solutions aligned with their financing goals. Known for clear communication, responsiveness, and attention to detail, Dr. Mortgage makes the mortgage process feel straightforward from application through closing. He believes that purchasing a home is more than a transaction—it is an important milestone—and is proud to serve as a trusted guide throughout the journey. Mark is passionate about building lasting relationships and helping members of the community achieve homeownership.
What clients say about Mark
Great experience. Everything was on time and I got my new home.
The whole process was made very easy for me. everything was explained and straightforward. This was the easiest process I've had given my anxiety about being a first time home buyer overall great experienc.
Mark and his team were great during the loan process.
The commitment to finding me the Best offer on the market was so refreshing! compared to other mortgage brokers, Mark DeVita is on another level of professionalism! communication was very consistent a... read more
Trust Mark with your mortgage needs. Excellent at his profession. We have worked with him multiple times and will be sending our kids to him for mortgages when they are ready to purchase a home.
Mark helped save us money with our down payment by explaining how much we could put down and the impact it makes on the monthly payment.
Excellent experience!
This is our second mortgage with Mark. He is never in a rush and always takes the time to answer our questions. We had put in offers on several homes, which required Mark to draft multiple copies of letters. He never complained... read more
We appreciate the communication throughout the process.
I had the pleasure of working with Mark pm a recemt transaction, and I was very pleased. His communication is clear and timely, keeping everyone informed throughout the process. I truly value having such a reliable, knowledgeable,... read more
communication was amazing. The professionalism was a plusFffff
Personalized and attentive care throughout the mortgage process plus you couldnt ask for a kinder team to work with and guide you through every step
Let’s connect
Contact Mark
Share a little about your plans and how to reach you.
Office locations
Suite 300
Raleigh, NC 27607
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Mark today.
