leslie@hlcteam.com
909-263-9901
Leslie Magodoro
Buying a home or exploring a refinance? Connect with Leslie to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Leslie
Leslie Magodoro is a Loan Originator recognized for his high energy level and attention to customer service. With over 20 years' experience with the HLC Team, he attributes his success to learning from one of the most successful mortgage bankers in the nation.
From purchasing a new home and financing home improvements to obtaining lower rates or shorter terms through refinancing, Leslie is committed to exceeding expectations by helping customers find the right loan for their needs and staying with them through every step of the home loan process. He has made accessibility his promise and integrity his trademark.
Leslie's genuine interest and enthusiasm in supporting clients through the mortgage experience has earned him a loyal client base. A self-proclaimed "people pleaser," he devotes time to getting to know the needs of the families that he works with so that he can identify the right loan options. He is specially trained with the Todd Duncan Consultant Mastery Series and in CalHFA, NHF, FHA, USDA and Reverse Mortgages, so he can offer a broad perspective and identify sound options.
Outside of work Leslie volunteers as a mentor for the Sunburst Youth Challenge Academy, a program that provides a second chance to young people struggling in school. He's also an avid traveler and often ventures to Europe to visit with friends.
What clients say about Leslie
Cornerstone Home Lending made a detailed and difficult process so trouble free and easy. Leslie was great to work with and made himself available to address any questions we might have. I would recommend Cornerstone to all my family and friends.
The team made everything work almost seamlessly. The professionalism as well as friendliness and knowledge was much appreciated.
The HLC Team at Cornerstone home lending was wonderful to work with to purchase our new home. They made the process seamless and easy, they communicated throughout the whole entire time, we always knew what stuff we were on and what was coming up next. Everyone says that this is a horrible time to buy and sell a house, and we never would know that due to all of the work and support and help from the HLC Team. Our family loves our new home and we are so grateful to this team for helping us achieve this lifelong goal of ours. Thank you Leslie, Tim, Jenna, and Michelle for everything!
Our family had such a wonderful experience working with Leslie from Cornerstone Lending. He was very responsive, answered our phone calls and emails almost immediately. Helped us through the whole process. We couldn't be happier and would definitely recommend Leslie and Cornerstone Lending.
This is the second time we have use HLC at Cornerstone. Both times were excellent, but this time we worked with Leslie specifically. He was VERY attentive, responsive, informative, and supportive. With this group, you feel confident that everything is being handled properly and timely throughout the process. It's so important to have the right team in an escrow, and HLC is the way to go for your home lending needs.
Communication was timely and helpful. Everyone was dedicated to my success in the process.
Working with the HLC Team at Cornerstone was amazing. My wife and I recently bought our first home and the HLC Team helped us every step of the way. Leslie, Michelle, Jenny and Tim gave us peace of mind during the entire process. They were always available to talk anytime we had a question. You’re in great hands with the HLC Team.
Despite the occasional hiccups, it really didn’t matter. Leslie, Michelle and the rest of the team made sure it didn’t feel like there were any issues, and they handled them all flawlessly. While I can’t say it was easy on their end, they made sure it felt easy on mine. This is my third time using HLC Team and Cornerstone and I’ll continue to do so!
Good explanations of loan options, loan processing, and required documentation. Always available by phone when we had questions.
Awesome. We love Leslie and his team.
So easy to work with.
Leslie and Michelle were fabulous; they went the extra mile to make sure all requirements were met and documentation was in order. I am SO grateful to this team! Thank you!
Let’s connect
Contact Leslie
Share a little about your plans and how to reach you.
Office locations
Suites 3 & 4
Upland, CA 91786
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Leslie today.
