LSandoval@houseLoan.com
505-317-3747
Lauren Sandoval
Buying a home or exploring a refinance? Connect with Lauren to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Lauren
Lauren Sandoval brings nearly a decade of experience in the mortgage industry, helping more than 1,000 families achieve the dream of homeownership. A proud native New Mexican, Lauren earned both her undergraduate degree and MBA from the University of New Mexico, and has become a leading force in the local and national mortgage landscape.
Over the past five years, Lauren has consistently ranked in the top 1% of mortgage originators nationwide, with over $250 million in closed loan volume. Her success is rooted in a deep commitment to client education, transparency, and financial empowerment—values that have earned her the trust of first-time buyers and seasoned homeowners alike.
Lauren currently serves as the private lender representative for the City of Albuquerque’s Housing & Neighborhood Economic Development Committee, where she advocates for accessible housing and community-focused development. She is also actively involved with several local nonprofits, supporting initiatives centered on housing equality and financial literacy.
Passionate about turning barriers into opportunities, Lauren believes that every family deserves to feel secure in their housing journey. Through tailored guidance and in-depth product knowledge, she’s made it her mission to turn “no” into “home sweet home.”
What clients say about Lauren
The Sandoval Team was great! They kept me informed step by step. Couldn’t have asked for better!
Lauren and her team are hard working and made this process seamless. Very grateful!
I wouldn't want anyone else to have our backs going through the crazy stressful process of buying a home with. The team at Cornerstone was so thorough in helping us understand not only the process, but the details behind why on every step in the process. They fought to get us the lowest monthly payment with the best rate. They were so responsive; even answered the call after hours when trying to negotiate the buying of our home to make sure the contact was set up correctly. They treated us like we were family and always had our best interest at heart. They went out of their way at every stage to make sure we were comfortable and taken care of. I can't imagine using any other company.
Lauren has been the best part of every home purchase we have had! I trust her and her team fully. They are responsive, professional, knowledgeable, caring, and so so so helpful. I recommend them to EVERYONE I know!!
I worked with Lauren Sandoval during the home buying process, and she was absolutely amazing! From the start, Lauren was incredibly supportive, knowledgeable, and deeply attentive to my specific needs. She was so easy to talk to and took the time to thoroughly explain every step of the process, making everything feel seamless. What truly set Lauren apart was her integrity. It is rare to find people in this industry who genuinely have your best intentions at heart, but Lauren absolutely did! She went above and beyond to make sure I was completely taken care of and protected. I highly recommend Lauren and The Sandoval Team at Cornerstone Home Lending—I wouldn’t want to work with anyone else!
Lauren is so amazing to work with! She is incredibly knowledgeable, professional, and made the entire lending process so easy. She was always available to answer questions and genuinely cared about helping us every step of the way. I highly recommend Lauren to anyone looking for a trustworthy lender! If I could give her 1 million stars I would 💜
Lauren was so awesome and so helpful when we bought our home 2 yrs ago. So nice and helpful. So wonderful and awesome!! Highly recommend!
I've trusted Lauren with my home loans for years, and I honestly can't imagine working with anyone else. She is everything you could hope for in a lender..knowledgeable, patient, kind, efficient, and genuinely invested in helping her clients. Buying a home can be overwhelming, and I always go into the process feeling anxious. Every single time, Lauren has been the calm in the chaos. She never makes me feel like my questions are too much, and she's always quick to respond with thoughtful, expert advice that gives me confidence and peace of mind. She has a way of making you feel like you're her priority. Most recently, we had an approval within just a few days, and that kind of efficiency is just another example of how incredible she is. But what stands out even more is the way she truly cares. She celebrates with you, encourages you when you're stressed, and walks beside you every step of the way. If you want someone who will work tirelessly for you, treat you with kindness and respect, and make one of life's biggest decisions feel a whole lot less scary, Lauren is it. I recommend her wholeheartedly, and I am so grateful to have her in my corner.
Lauren and the Sandoval team are amazing at what they do!
Is there a way to give 10 stars? Lauren is PHENOMENAL. Her attention to detail, patience and kindness set her apart from anyone else I’ve ever worked with. The mortgage process with her was seamless and extremely easy. Purchasing a home can be scary but Lauren truly made it beyond simple, and now we are living our American Dream! Do not think twice about working with her! Thank you, Lauren!
Lauren was super fantastic! She processed my refinance very quickly with no stress at all. She was so patient with me and answered any questions I had promptly. If I ever need assistance with my mortgage again I will absolutely, positively go straight to this lovely lady! Thank you!!!!!
Let’s connect
Contact Lauren
Share a little about your plans and how to reach you.
Office locations
Suite 700
Houston, TX 77027
Suite 111
San Diego, CA 92128
Suite B
Albuquerque, NM 87109
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Lauren today.
