khansen@houseloan.com
509-962-3008
Kevin Hansen
Buying a home or exploring a refinance? Connect with Kevin to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Kevin
Kevin Hansen's background as a homebuilder and developer has given him valuable insight into the housing market and relating with homebuyers. He understands the entire home-buying process, and uses his experience to ensure that his clients are comfortable during the transaction -- as well as being available long after closing for continued mortgage guidance. Through our team's approach to the "Customer for Life" program, Kevin provides clients with state-of-the-art technology and instant accessibility.
Prior to his homebuilding and mortgage lending career, Kevin worked in his family's business of building commercial fishing boats. A Washington native, Kevin graduated from Western Washington University's College of Business with a Bachelor of Arts in Business Management and a Finance/Accounting minor. In his spare time, Kevin enjoys a variety of outdoor activities, including scuba diving, skiing and dirt biking. His favorite pastime, however, is spending time with his wife and two children.
What clients say about Kevin
Kevin was amazing! This was a very smooth experience. Very grateful for all the help during this process!!
Excellent experience! Kevin was thorough and prompt, and he went above and beyond to make sure we were taken care of.
Bob Ford took the time to play around with numbers to help us get the goals we needed. Everyone was prompt and gracious! Thank you!
I had a great experience working with Kevin Hanson and the Cornerstone team! They made this journey memorable! Great job
The cornerstone team was great to work with and very helpful along the way. I think this is the third time we have used them and have been pleased each time with the experience
Kevin was extremely helpful through the whole process!
Had a great experience working with Cirnerstine Lending and the Hanson Team. Bob Ford was very well versed and knowledgeable regarding refinancing and guided ne through the process with ease. The entire transaction was very pleasant and I am happy to recommend Cornerstone lender to anyone needing a mortgage or refinance.
Spectacular! Thank you for your professional, personalized and quick service!
I cannot think of anything that could have made our experience better. Thank you.
Kevin was super helpful! He clearly laid out our options and explained everything thoroughly. He was efficient and on top of things in the process. Would highly recommend!
Kind, patience, helpful people!
Great experience, very painless process.
Let’s connect
Contact Kevin
Share a little about your plans and how to reach you.
Office locations
Suite 112
Ellensburg, WA 98926
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Kevin today.
