kerry@dayteamlending.com
425-329-3955
Kerry Day
Buying a home or exploring a refinance? Connect with Kerry to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Kerry
Kerry Day’s background in finance and commitment to outstanding service make him a natural fit as a residential mortgage specialist. His dedication to creating life-long relationships with his clients is evidenced by his honest conduct and tireless work ethic. Kerry’s passion for holistic, client-centered mortgage planning helps him and his team consistently find the optimal loan program for their clients’ needs.
Kerry graduated Magna Cum Laude from Seattle Pacific University where he earned a degree in communication and business administration. Before joining Cornerstone Home Lending in 2008, Kerry spent several years working successfully for a large national bank. He specialized in home equity loan origination and was consistently recognized as one of the Northwest Region’s leaders in sales and service. While there, Kerry also obtained his General Securities Representative license as part of an exclusive private banking program. At Cornerstone, Kerry has consistently been recognized as a President’s Club top producer and a Seattle Magazine Five Star loan originator. The Day Team consistently sets the bar high for mortgage origination excellence in the Seattle area.
A lifelong resident of Washington, Kerry was raised in Kirkland and is now living with his wife, Katelyn, and their three young boys in Mill Creek. Outside of the office, Kerry can be found competing in his local Crossfit gym, playing his guitar and rooting for the Washington Huskies. He is an active member of his church and has had the opportunity to travel to five continents in an effort to meet the people and serve different humanitarian causes.
What clients say about Kerry
We are so very thankful we got to work with Kerry and his team. They are amazing! Great people, super professional and great at their job. We will go back to them every time and tell everyone we know about this terrific team!
My husband and I highly recommend Kerry Day and his team. They recently helped us close on our home and were very helpful throughout the whole process. They kept us informed at every step of the process and were always available to answer our questions. Thanks Kerry & Team!
Kerry always informed me the status of the loan. I am happy with his service.
We've worked with the Day team for a refinance and most recently for our new home purchase. My husband and I couldn't be happier with the service we received. Every step of the way we felt incredibly informed and taken care of. We were able to get questions answered usually within an hour or two of asking them. Most importantly though, all of our options were always made incredibly clear. We told them what we were looking to do (pay off debt, lower mortgage, etc., etc.) and they were able to show us a way to make it work. We are so happy to recommend them to anyone in need of home lending and know that if necessary we will happily work with them again. And! Sidenote! They were able to point us to a company that saved us money on our home insurance! Win win!
Kerry and his team are some of the best people I have ever had the pleasure of working with. I have done 2 loans with them now and I can’t rave enough. They are Knowledgeable, paitient and will help you do what’s best for you.
I needed a lending team I could count on to walk me through the process. Kerry and Sara were there every step of the way! My every question was answered quickly! I would have no problem with recommending them to my family and friends. Job well done! Thank you!
The Day team was easy to work with, very honest, helpful and enabled us to compete in a very competitive market. Couldn't recommend them more.
My husband and I recently purchased our first home in Monroe WA and in this crazy Seattle home market Kerry was a breath of fresh air. He made sure we understood every step of the process and worked rapidly with our Real Estate Agent for us to be able to not only close on time, but close early. Which meant we were able to be unpacked before the holiday season. We appreciated his expertise and his warm staff. It made the experience a lot less stressful. Thank you guys you are the best!!
Thank you Kerry and team for helping us with the purchase of our first home! Not only were you quick to answer questions along the way, but you were quick to close on our home within weeks, and even over the holidays. Thank you for making our first experience a great one! We look forward to working with you again in the future!
My wife and I just purchased our first home with Kerry and his team. They were impressively on top of everything and after getting the house under contract were able to close ahead of schedule. Even our Real Estate agents were impressed with how fast they were able to get our funding processed. Especially considering this hot real estate market and the need to move fast, if you're looking for a good rate and a fast moving lender, Kerry and the Day lending team at Cornerstone should be your go to.
Let’s connect
Contact Kerry
Share a little about your plans and how to reach you.
Office locations
Snohomish, WA 98290
Suite 700
Houston, TX 77027
Suite 101
Arlington, WA 98223
Suite 600 A & B
Seattle, WA 98109
Suite 221
Silverdale, WA 98383
Suite 100
Snohomish, WA 98290
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Kerry today.
