khollands@houseloan.com
907-205-4253
Kenny Hollands
Buying a home or exploring a refinance? Connect with Kenny to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Kenny
In his role as a Loan Officer, Kenny believes in providing superior customer service to help each client meet their individual needs and dreams – whether they’re first-time homebuyers, clients looking to refinance or invest, empty nesters down-sizing, or anything in between. Raised in the great state of Alaska, Kenny offers local, specialized knowledge and a variety of home-financing options. Whatever his clients need, he is always ready to assist!
Kenny embarked on his career in the mortgage world after obtaining his bachelor’s degree from the University of Oregon. His passion lay in helping others make the best investment possible: Obtaining their dream of homeownership. When he’s not in the office, you can usually find Kenny hunting, fishing, snowmobiling, or doing anything else that gets him out in the fresh air.
What clients say about Kenny
Kenny was great to work with throughout the entire home-buying process. He was extremely responsive, easy to communicate with, and always willing to answer any questions I had along the way. He kept me informed throughout the process and made everything as straightforward and stress-free as possible. I really appreciated his professionalism and would definitely recommend Kenny to anyone looking for a lender.
Ken is (was) most attentive in answering our questions with clarity. Always very professional & seemingly accurate with his recommendations,especially with looming interest rate predictions. This mortgage company knows their business. David Smith
We truly couldn’t have asked for a better loan officer than Kenny! He made the entire home buying process smooth and stress free, was always available to answer our questions, and kept us informed every step of the way. We always felt like he genuinely had our best interests in mind and was working hard for us. Buying a home is such a huge milestone, and we’re incredibly grateful to have had Kenny in our corner. We can’t recommend him enough!
Kenny was extremely helpful, patient understanding and knowledgeable in this process for me… I cannot tell you how much I appreciated him being there and walking with me through this first time experience and process. Thank you 🙏🏾 so much Kenny .
Kenny was very knowledgeable, easy to work with, quick to respond, very professional and friendly. Great experience!
Ken was absolutely amazing! 10 out of ten would recommend to work with anytime!
You guys did a great job , and very helpful.
Super responsive and helpful. Good communicators. Thank you!!
We are so happy to have been referred to Kenneth. He explained everything with kindness and moved everything along at a great speed. Coming from out of state, it was nice to not have to deal with unnecessary stress!
Great experience. Very responsive and helpful the whole way through.
Nice to work with a local person who understood issues in our community
Y’all were very helpful and answered all of my questions helping my wife and I understand the things we didn’t know.
Let’s connect
Contact Kenny
Share a little about your plans and how to reach you.
Office locations
Suite A
Fairbanks, AK 99701
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Kenny today.
