jfortner@houseloan.com
702-492-5077
Jill Fortner
Buying a home or exploring a refinance? Connect with Jill to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Jill
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Jill
Always available to answer questions and always helpful and courteous.
Pierre was very professional and very helpful and made the process simple.
From start to finish, Pierre was always at least one step ahead in his guidance and always kept us fully informed. He even caught a dip in mortgage rates which only lasted a day or two, and saved us a lot of money on the interest rate. This is the largest loan we have ever had, and Pierre made the process very smooth for us. We would highly recommend him to anyone shopping for a mortgage.
It’s great to be able to actually talk to someone who knows my situation and is so accessible.
Our lending situation was challenging as we do not fit the normal criteria for W2-style lending. I am self-employed with multiple companies and significant depreciation write-offs. Pierre was unfazed. He listened to our needs and proposed a solution that allowed us to tap equity that we thought was not possible. Pierre has the years of experience and steady demeanor to solve challenging lending needs. Thank you Pierre!
Best team ever! Kathy and Pierre were amazing.
Pierre and his team were Attentive, timely and friendly. Any bump that cam up they were able to solve and keep things moving. Pierre is the finest lender Ive worked with after Three homes and years of refis. Much appreciated and strongly recommend!
Cornerstone was very helpful and understanding. We have never gone through this process before. The whole team was available to answer questions and direct us. We are very thankful for the time that they spent with theses NEWBEEs
Jill and Kathy were FANTASTIC, they were quick to respond and most importantly they GOT IT DONE on time! We are so excited about our new home and we look forward to doing business with them in the future!
Great service, always available to answer questions!
Couldn’t have asked for a better closing process. Pierre and team were efficient and kept me in the loop the entire time. I would (and have) recommended Cornerstone to anyone.
The team at Cornerstone lending was amazing! I was very nervous about getting into a home with the current state of everything and be unfamiliar with the financing process. Thankfully Pierre and Kathy really put my mind at ease. They were so incredibly helpful, informative, professional and patient! I am so grateful for all of the effort and commitment they have shown me, I wouldn't be in my new home today if it wasn't for them! Thank you again, I love you guys!
Let’s connect
Contact Jill
Share a little about your plans and how to reach you.
Office locations
Suite 700
Houston, TX 77027
Suite 550
Dallas, TX 75225
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Jill today.
