jrobert@houseloan.com
281-519-1974
Jeff Robert
Buying a home or exploring a refinance? Connect with Jeff to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Jeff
Jeff Robert, Business Development Manager for The Heather Robert Team of Cornerstone Home Lending, came to the mortgage industry in 2012, he says, "to help enhance the Heather Robert Team's relationships with strategic referral sources as well as identify other people in the community we can assist." Born in Conroe, and currently living in Montgomery, Jeff has lived in Montgomery County his entire life.
After graduating from Sam Houston State University with a Bachelor of Arts Degree in Kinesiology, Jeff served as an athletic trainer, teacher and coach for thirteen years. With loyalty, dependability, a strong work ethic and a great sense of humor, Jeff is ready to serve The Heather Robert Team's customers well. He enjoys spending time with his wife Heather, and his three children, Hadley, Reid and Hunter. The Roberts have attended Fellowship of Montgomery for the past three years.
What clients say about Jeff
You were all exceptionally professional. Walked me through every step of the way. And extremely fast to get this done for me unlike rocket mortgage I tried first was a total disaster
We’ve used Jeff Robert at Cornerstone twice now, and I can honestly say I’ll never go anywhere else! They make the entire process smooth, easy, and stress free. Their communication, answering ALL of my questions, professionalism, and genuine care for us as their clients are above and beyond anything we have experienced in the past! We are so thankful for the wonderful experience both times and highly recommend them to anyone looking for a mortgage lender! ⭐️⭐️⭐️⭐️⭐️
Jeff was extremely knowledgeable about the process and different options. He had great communication skills and the overall process was very easy. We would recommend Jeff to anyone looking for a home loan.
Thanks for all your help. Our process purchasing a 2nd home in a different state could not have been better! Smooth and easy to work with whole team. Thank you so much!
Jeff and his team were very professional, knowledgeable and well, they made our house happen! Thx!
This was our first home buying experience and Jeff with his team were great. They stayed in constant contact throughout the process, explained each issue as it arose and were always there to take our call. We WILL be using Jeff and his team when our next buying opportunity arises. Thx Jeff.
Jeff, Jill and Gina at Cornerstone Home Lending are just amazing!!! They went out of their way working long hours to meet our closing deadline. They thoroughly explained the home-lending process and answered all of our questions. Jeff uses software that breaks down all the numbers for you. They were professional, diligent and patient with my wife and I since we were first-time homebuyers. We are grateful to God and to them for making our American Dream come true. Gracias Cornerstone Home Lending!!!
This was by far the best Mortgage Company I have ever dealt with. The whole process was so easy thanks to Mr. Robert and his staff! I would highly recommend them to handle any of your mortgage needs!!!
Great experience from the first conversation with Jeff to the last call to Jill for directions. The personal communications were always cordial and helpful; no question or detail was too small to be addressed promptly and courteously. The process was so easy compared to past experiences. The technology worked (which is not always the case). We always felt that we had the most current information, and we knew when we had decisions to make or who/what we were waiting on to make a decision on the other end. Thank you, Jeff and Cornerstone Home Lending.
Let’s connect
Contact Jeff
Share a little about your plans and how to reach you.
Office locations
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Jeff today.
