Jason Wizelman
Buying a home or exploring a refinance? Connect with Jason to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Jason
Ask Jason’s clients why they love working with him, and you’ll hear the same things. He always picks up the phone, he has a knack for creative financing solutions, and he never makes you feel like a number. Whether you’re buying your first home or investing in real estate, you’ll have a partner on your side ready to find the right loan for you.
For Jason, helping people find their way home is more than a career. It’s the family business. His mother was a real estate agent for over 35 years, and he works alongside both his brothers here at Cornerstone.
Outside the office, Jason enjoys hiking, attending live music concerts, and serving his community with Oakland Rotary. Passionate about music, he also plays drums in two nine-member bands, both with full horn sections. Married to Nati and proud dad to Leo and Sasha, Jason devotes his free time to making sure their orange tabby, Mishmish, is living his best life ever.
What clients say about Jason
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Contact Jason
Share a little about your plans and how to reach you.
Office locations
Unit 1, Suite 1a
Berkeley, CA 94703
Office A
Santa Barbara, CA 93101
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Jason today.