JMarvitz@houseloan.com
360-904-1266
Jana Marvitz
Buying a home or exploring a refinance? Connect with Jana to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Jana
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Jana
Jana Marvitz is an outstanding lender! She is super knowledgeable, has excellent communication and a genuine desire to stay on top of the transaction so all goes smoothly with all parties! Highly recommend!!
Excellent service and helpful positive can-do attitude
Jana was extremely helpful and friendly. She offered options we had not considered.
Jana is the best in the biz! She has helped me buy three homes in the last 2 years. She is always available and always willing to help make things happen for her client's. Thank you so much for making all these purchases happen!
Jana communicated very well through the entire home buying experience and worked well on getting us the best deal possible. I would highly recommend her for others to use during their home buying process.
Jana was great to work with. She was patient, explained options and got the job done. I would refer Jana to anyone looking for a mortgage loan and I would definitely use her again!
⭐⭐⭐⭐⭐ I had a wonderful experience working with Jana Marvitz and the team at Cornerstone Home Lending. They were professional, helpful, and responsive throughout the entire home-buying process. I’m very satisfied with their service and truly appreciate all their help in making my home purchase smooth and stress-free. I highly recommend Jana and Cornerstone Home Lending to anyone looking for a great lender! Thank you so much for everything and for making the whole process so easy! 🏡❤
Jana worked with us in such a kind matter. She kept us informed so if we had questions, she would be quick to get back to us. I was at ease knowing we can confidently rely on her.
Jana was very helpful and kept us up to date on things she felt we needed to know, she has great communication, and made us feel like family. Thank you Jana
Jana went well above my expectations as my loan officer. She made sure that my loan went through as smooth as possible! I highly recommend her!
Jana did an EXCELLENT job for us!! She did a great job walking us through the process and was VERY on it through the entire thing. She is extremely personable. Her communication with us and our realtor were impeccable and she even received some kudos from our realtor, who now wants to work with her more! Jana will make things happen and guide you the entire way to meet deadlines. We definitely appreciate everything Jana has done to make this stressful process as smooth and easy as possible!
Jana did an EXCELLENT job for us!! She did a great job walking us through the process and was VERY on it through the entire thing. She is extremely personable. Her communication with us and our realtor were impeccable and she even received some kudos from our realtor, who now wants to work with her more! Jana will make things happen and guide you the entire way to meet deadlines. We definitely appreciate everything Jana has done to make this stressful process as smooth and easy as possible!
Let’s connect
Contact Jana
Share a little about your plans and how to reach you.
Office locations
Suite 110
Vancouver, WA 98683
Suite 104
Covington, WA 98042
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Jana today.
