jacob@teamcrowell.com
206-707-1378
Jacob Washburn
Buying a home or exploring a refinance? Connect with Jacob to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Jacob
Growing up in Puyallup shaped Jacob’s passion for helping families achieve homeownership. A Pacific Lutheran University graduate, he joined Team Crowell in 2007 and now leads the Seattle branch for Cornerstone Home Lending. Known for honest guidance and on‑time closings, Jacob is deeply invested in his clients’ success. He and his wife, Jules, are active in their community and enjoy traveling with their three children.
What clients say about Jacob
Very transparent, smooth process working with Krista from Cornerstone. I spoke with a few different lenders and it ultimately came down to Cornerstone and Rocket. Krista broke down the differences across what Rocket offered and what they were able to offer both financially and customer service. Rocket's rate was maybe slightly favorable but I chose Cornerstone - Krista's service was great and there were enough scenarios where I'd come out ahead long term with Cornerstone's mortgage. Closing process was very smooth, very happy with my lender choice.
Everyone one the Crowell Team was amazing! I would readily and highly recommend Cornerstone to all of my friends and family. Their quality customer service and attention to every detail is exemplary!
Cornerstone allowed me to by my dream home.
Throughout our entire home buying experience, Cornerstone was with us at every step of the way. We sincerely appreciated the care we were given when we didn’t understand something or had additional questions. Everyone on the team was professional, knowledgeable, and courteous. We highly recommend Cornerstone for a quality lending experience.
I appreciate Jacob, from Team Crowell, for helping me navigate the loan process by myself. Despite some bumps in the road he made every effort to make things right for me and walk me through any questions I had. Thanks to Jacob, Christian, and his team we were able to start the process and close within a month. Their professionalism, speed, attentiveness, and constant communication made this possible. Thank you, Jacob and Team Crowell.
Bret and his team at Cornerstone were very professional and courteous. They were very quick to respond and easy to work with. Our purchase was very smooth and fast. This is the first time we have ever worked with them and will definitely do business again with them for our future purchases.
Clutch and efficient service by Team Weishaar. We were both blown away by the professionalism, prompt communication and genuine care Stacia and her team showed us. We were in a competition for the home we wanted, and instead of throwing more money at the seller, our realtor and lender promised quick administrative service to close in two weeks! Don't waste your time with others. TEAM WEISHAAR IS THE BEST.
This is my second time using Cornerstone Home Lending for a home purchase and I will keep coming back. The team is phenomenal, they are always on top of things, the communication is excellent, and every member of the group is extremely knowledgeable. They continue to make the process smooth and easy as a buyer, and are always quick to tackle any hiccups that might pop up. Would recommend to anyone purchasing!
We worked with Jacob and Christian on our loan and it was a smooth and stressfree process from the intial meeting to closing. With it being our first home purchase, they explained everything in a way we could easily digest and were available anytime for questions. I highly recommend the Cornerstone team!
Team Crowell did an excellent job throughout the home buying process from pre-qualifying to closing. Their website is intuitive and has time saving automations. The people are very helpful, customer focused, and personable.
Christian was such a big help to us throughout the whole process. Always very responsive and very knowledgable. I would recommend him and the firm to anyone looking to buy their new home. We very much enjoyed working with him.
Let’s connect
Contact Jacob
Share a little about your plans and how to reach you.
Office locations
Suite 600 A & B
Seattle, WA 98109
Suite 700
Houston, TX 77027
#104
Edmonds, WA 98020
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Jacob today.
