hrobert@houseloan.com
281-296-1828
Heather Robert
Buying a home or exploring a refinance? Connect with Heather to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Heather
Heather M. Robert, Vice President of Cornerstone Home Lending, has the combined experience and knowledge to achieve a reputation for excellence seldom matched in her industry. Unwavering integrity, precise attention to detail and a desire to always be available to her clients have always trademarked Heather's career. An experienced lender and construction specialist, Heather has built strong relationships within the Real Estate community as well as a solid base of loyal customers.
It was her commitment to customer service that brought Heather to Cornerstone Home Lending, a Texas-based lender founded in 1988. Through Cornerstone's "Customer for Life" philosophy, Heather creates custom mortgage solutions designed to fit her customers' short and long-term financing goals. Heather also offers customers state-of-the-art technology, in-house underwriting and a wide array of national mortgage investors from which to choose. Heather also works with a strong, knowledgeable team that provides first class service.
A native Texan and former school teacher, Heather has lived in Montgomery County for the majority of her life. Heather earned her bachelor's degree from the University of Texas and her master's degree from Sam Houston State University. Relationships are important to Heather - she loves spending time with her husband, Jeff, their two sons, Hunter and Reid, and their daughter, Hadley, as well as her family and friends. She is also active in her church and in the local business community as a member of the Chamber of Commerce, Leadership Montgomery County and Business Network International.
What clients say about Heather
Made a stressful process smooth, quick and easy.
It was a great experience. The staff were very friendly and kept you informed on the status of your loan application. It was awesome to work with Heather, Jill and Nick.
Heather was excellent to work with very knowledgeable and prompt.. She got everything done in timely matter and made the process so smooth.. Def Recommend Heather
Heather and her team were great to work with. They answered all of our questions & made this process as seamless as possible.
very knowledgeable and easy to work with.
Excellent service it was fast and easy.
Heather was consistent with the entire process. Her attentiveness to our needs were amazing. She helped us every step and if we had questions her patience, follow up... and if we left a message she called us back in less than 24 hours if not immediately!! This was a stress free process thanks to her. She makes it clear to lean on her for assistance. I could go on an on about her professionalism but space is limited.
The process was well managed and smooth!
👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍
Heather was a pleasure to work with! She communicated with me quickly and was always available to answer questions when I had them. Such a great experience.
All pleasant and professional team members. Highly recommended.
Very thorough process with Cornerstone. Great staff.
Let’s connect
Contact Heather
Share a little about your plans and how to reach you.
Office locations
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Heather today.
