Gina Jackson
Buying a home or exploring a refinance? Connect with Gina to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Gina
Gina carries the professional skill set and competence to achieve a reputation for excellence seldom equaled in her industry. With more than 25 years of experience, she is among the Top Producers in the metroplex, and has been consistently recognized as a Five Star Mortgage Professional in Texas Monthly and Best of D in D Magazine. She has also achieved excellence on a national scale, ranking in the top 150 mortgage originators in the country, and was chosen to speak at a national mortgage banking conference. Gina is among the top originators for Cornerstone Home Lending, as evidenced by her nearly $2 billion in career-total funding. But more important to Gina is the privilege of helping more than 5,000 families across the country achieve their home-buying dreams.
Reliability and integrity are trademarks of Gina's career. With her depth of experience, precise attention to detail, and commitment to always be there for her clients, she has built strong relationships within the Real Estate community and among her solid base of loyal customers. One client aptly described Gina when he said she was, "responsive, creative, empathetic and professional." Gina provides innovative technology, mobile and online accessibility, and enhanced customer services. In-house underwriting, convenient prequalification, and a wide array of loan products to choose from are all part of what Gina regards as the indispensable ingredient for the right mortgage transaction – personal attention.
To that end, Gina has established a personal team of assistants who share her passion for excellence. Together, they are dedicated to creating positive home financing experiences with simply remarkable service. The astounding record of accomplishments truly shows that the sky is the limit for this amazing team.
To that end, Gina has established a personal team of assistants who share her passion for excellence. Together, they are dedicated to creating positive home financing experiences with simply remarkable service. The astounding record of accomplishments truly shows that the sky is the limit for this amazing team.
What clients say about Gina
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Contact Gina
Share a little about your plans and how to reach you.
Office locations
Suite 550
Dallas, TX 75225
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Gina today.