Dan Huegel
Buying a home or exploring a refinance? Connect with Dan to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Dan
As a Mortgage Banker I have assisted thousands of clients in achieving home ownership since early 1999. A home is the largest financial transaction that most of us will ever enter into. It’s essential to select a trusted, qualified, and experienced loan officer that has the knowledge to efficiently help you obtain a loan that is tailored for your individual needs . . . especially important in today’s highly regulated and heavily scrutinized lending industry.
My motto has always been, “always do the right thing for the client”. The integrity and trust earned has resulted in a stream of repeat business and client-driven referrals. Often clients will chat with me in confidence regarding all their finances, mortgage related or otherwise. They know they will leave the conversation with a more balanced assessment of their finances . . . new loan or not.
The Mechanical Engineering degree I received from the University of Florida has proven to have its advantages for my clients when it comes to wading through today’s complex maze of numbers and options and increased need for a steady hand to shepherd a loan through.
My wife Kari and I and our children reside in the country a few miles north of Battle Ground, WA on what has evolved into a gentleman’s farm of assorted animals and organic gardens. In our free time we enjoy hiking, travel, quiet time in our library and an occasional game of pickle ball.
What clients say about Dan
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Share a little about your plans and how to reach you.
Office locations
Suite 110
Vancouver, WA 98683
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Dan today.