BSargent@houseloan.com
832-457-0158
Benson Sargent
Buying a home or exploring a refinance? Connect with Benson to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Benson
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Benson
Amazing follow up and excellent communication.
Amazing follow up throughout the entire process!
CMC Lending was great to work with! The staff was helpful and courteous. We could not have asked for a smoother loan process.
I had an amazing experience with CMC Home Lending! It was the easiest and smoothest process I’ve ever experienced with purchasing a home. Special thanks to Lisa Allison. I’d highly recommend her! She’s easy to contact, extremely knowledgeable, and a great person!
Great job. Made the process easy and was on time.
Since the beginning of my loan process, I felt so confident on the clear information and paperwork they requested
Very professional and thorough. Willing to work with you through the process which gets overwhelming. Always there when you have a question or need help. Amy Rivera was great, she helped me an awful lot. I would recommend CMC to anyone, friends and family.
I am so glad I switched to cmc home lending! Benson and his team went above and beyond to make our first home buying experience smooth and easy!They were all quick to respond if we ever have any questions.I will definitely recommend cmc to my friends!Thank you Benson and to your team! You are all awesome!
Benson Sargent and his team were responsive to my questions and ensured the entire process went smoothly during the purchase of my home. Definitely would use and recommend them again.
Benson & his team did an amazing job! They were really good with communicating where we were with our loan & very helpful with everything we needed. Kudos to everyone!
Thank you for the ongoing communications throughout the home buying process. The website made understanding what was needed and where things stood easy to navigate. All team members were patient and responsive.
Process was efficient and completed on the dates agreed on when we first requested the loan.
Let’s connect
Contact Benson
Share a little about your plans and how to reach you.
Office locations
Suite 300
San Antonio, TX 78257
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Benson today.
