bcouch@houseloan.com
970-674-2626
Beau Couch
Buying a home or exploring a refinance? Connect with Beau to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Beau
Mortgage Loan Originator Beau Couch started in the mortgage business in 1992 and has been lending in Northern Colorado since 1994. Whether his clients are first-time homebuyers or seasoned homeowners, he enjoys working with people and helping his customers find the right mortgage for their individual needs. He likes meeting new people and works hard to make the loan experience enjoyable for all involved. He has a stellar reputation in the Colorado mortgage industry for following through on his promises and for treating everyone fairly.
A lifetime resident of Colorado, Beau was born in Salida and currently lives in Windsor. He attended Western State College and graduated from the University of Northern Colorado with a bachelor’s degree in sociology. He is a member of the Windsor, Greeley and Fort Collins chambers of commerce and the president of a private investment club. In his spare time, Beau enjoys golfing, fishing, hunting and playing Texas Hold ‘Em, and he also likes to spend time with his wife and young daughter.
What clients say about Beau
I met Beau Couch over 20 years ago while working for a local homebuilder, and he has been my lender ever since. He’s the only person I trust with my loans and the only lender I recommend. Honest and positive, Beau can secure financing for even the most challenging loans.
Beau is 1st class
Professionalism, and explained every step of the way.
There is a reason that Beau always handles ALL of our mortgages. He has been there through thick and thin. I cannot imagine using anyone else - he and his team are the best!!!!!!!
There is a reason that Beau always handles ALL of our mortgages. He has been there through thick and thin. I cannot imagine using anyone else - he and his team are the best!!!!!!!
The experience was great Couch helped me in every step with patience. Thank you so much for all your support.
Beau was amazing for us, always available and quick, very professional. I don't know all that he did in the background but he saved us significant amounts in the end. He was very helpful in navigating our new home journey, I highly recommend him!
Excellent service throughout the entire process. Beau and his team were very attentive and professional.
Beau and his team made this process so easy! Constant communication regarding the status of the loan all the way through closing. He was even able to get us an exceptional rate. So very appreciative and highly recommend him!
I have purchased 3 homes with Beau. Each time was amazing. Beau and his team are so great and make the home buying process a breeze! I would recommend to everyone to use them!
Beau and his Team were with us the whole way through the whole process of purchasing our new home. They were there to answer any of our questions to help us understand the new loan details up to and including Closing.
Let’s connect
Contact Beau
Share a little about your plans and how to reach you.
Office locations
Suite 200
Fort Collins, CO 80528
Suite LL03 – Office 1
Greeley, CO 80634
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Beau today.
