BWorthing@houseloan.com
979-533-2647
Bart Worthing
Buying a home or exploring a refinance? Connect with Bart to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Bart
Bart has one goal above all others: Happy homebuyers. Even with over two decades of experience, he is still just as passionate about empowering his clients with clear, honest guidance at every step, working hand-in-hand so they can find the right loan solution for them.
With personalized service, in-depth industry knowledge, and 24/7 customer care, he works hard to ensure a smooth loan process from start to finish and beyond. Because for him, relationships don’t end at closing – he believes in building relationships that last for life.
Bart entered the mortgage world after studying Business Management at Texas State University. Originally from Wharton, Texas, he has called Weston Lakes home since 2010, raising three wonderful children with his wife of 14 years. When he’s not serving homebuyers or spending quality time with his family, you can often find Bart out having fun on the golf course.
What clients say about Bart
It was honestly a pleasure working with you Bart. Always available, very knowledgeable, and great at answering and explaining questions. As a first-time home buyer I extremely recommend Bart Worthing. You seriously made our purchase experience super smooth.
Bart and team at Cornerstone were amazing. We received timely feedback and were with us every step of the way. Highly recommend if you are in need of a new home. Simple and easy to work with. Thanks again- Chris B.
Bart was extremely helpful and had excellent communication throughout the loan process.
Bart was more than a loan officer. He was the person that helped guide our family toward the home of our dreams. From the very beginning, Bart took the time to explain every step of the financing process and made sure we understood our options before making important decisions. What really stood out to me was how personal Bart made the entire experience. He gave me his personal number and made himself available even after normal business hours. Whenever I had a question or wasn’t sure about something, Bart was there to walk me through it. He truly guides you by the hand and makes what can be stressful manageable. Bart didn’t just help us secure financing; he advised us on how to make the right financial decisions for our family. He took the time to explain the details, answer our questions, and make sure we weren’t simply getting a loan, we were making a smart decision. Even when we reached closing, Bart’s guidance did not stop. He gave me valuable advice about what to pay attention to at closing and what I needed to do afterward, including guidance regarding our first mortgage payment and the escrow process. That extra level of care showed me that Bart genuinely cared about our success beyond simply getting the loan closed. I am incredibly grateful for everything Bart did for our family. Buying a home is one of the biggest financial decisions a person can make, and having someone in your corner like Bart makes all the difference. If you are looking for a loan officer who will answer your questions, make himself available, explain everything in terms you can understand, and genuinely look out for your best interests, I highly recommend Bart. He didn’t just help us a finance a house-he helped us achieve the home of our family’s dreams.
One thing I like about this company. They would not let you give up. They will fight to the end. I will tell anybody about you. Thank you very much. Bark for helping me and my son to get our first home. Make God bless you and give you more work than you can have.. The way you bless me. I want God to bless you 3 times double you have a blessed life and live long as you want. And never want for nothing. Goodbye for now.. Love you Guys. The Watkins family. oh, I forgot you gave me the best birthday present. I signed my deal on the 21st on my birthday. How blessed can you be. God is all the time.. The Watkins family.
Bart and his team are phenomenal! They made what I thought was impossible possible. Bart is incredibly knowledgeable, patient, and genuinely helpful throughout the entire process. He took the time to answer all of my questions, made me feel confident every step of the way, and exceeded my expectations. I highly recommend Bart and his team to anyone looking for exceptional service!
Bart and his team are phenomenal! They made what I thought was impossible, possible. Bart is incredibly knowledgeable, patient, and genuinely helpful throughout the entire process. He took the time to answer all of my questions, made me feel confident every step of the way, and exceeded my expectations. I highly recommend Bart and his team to anyone looking for exceptional service!
Bart was great, but his assistant could have communicated better. If it wasn't for the communication issue. Would have give 5 stars. Thanks
Great service over all. Few glitches with follow up communication.
Bart made our home buying experience stress free and easy. We loved working with him!
Let’s connect
Contact Bart
Share a little about your plans and how to reach you.
Office locations
Suite 700
Houston, TX 77027
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Bart today.
