ahitzfelder@houseloan.com
210-428-6069
Anastasia Hitzfelder
Buying a home or exploring a refinance? Connect with Anastasia to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Anastasia
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Anastasia
The beginning was great, but lots of miscommunication by the end.
Thank you very much for your hard work. I’m very excited and grateful on this new home. Thank you for helping us out and understanding the questions that we needed to question and answers. Thank you for your help.
Anastasia and Amy were so amazing and patient with our whole process. We couldn’t have asked for a better lender
Excellent help and great communication I appreciate all the help
Communication was always prompt and very understandable. We highly recommend Anastasia and her team.
Great service, comunication, answered all our questions.. very happy with all processes...
Our home purchase process was a smooth journey.We were informed of all important and nessxary steps with all of our questions addressed. Anastasia was very helpful and made sure all of our needs were met.
Amazing experience very professional
Genial muy boniti
Anastasia worked really hard to get me from ground zero to closing on a house!
Anastasia, our loan officer, was extremely helpful throughout our home-buying experience. She was always available to answer our questions, explained everything clearly, and was incredibly thorough every step of the way. Her knowledge and attention to detail made our loan process run smoothly.
The entire process was smooth.
Let’s connect
Contact Anastasia
Share a little about your plans and how to reach you.
Office locations
Suite 300
San Antonio, TX 78257
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Anastasia today.
