Amy@biglifehomeloangroup.com
512-354-4529
Amy Oehler
Buying a home or exploring a refinance? Connect with Amy to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Amy
Amy works and lives by a simple motto: Think BIG. Live BIG. Love BIG. Give BIG. She inspires all around her with a heart for service and a passion to make a difference.
For more than 20 years, Amy has devoted herself to helping people achieve a BIG milestone: homeownership. "I want the families that I serve to focus on the joy of their new home," she says. "So I do whatever I can to make the mortgage process as effortless and enjoyable as possible."
Amy offers trusted insight gained from helping everyone from first-time homebuyers and move-up homeowners to renovators and real estate investors. With education and communication at the forefront of her amazing service, Amy carefully guides her customers through each step from application to closing. She ensures her clients have all the information they need to make confident mortgage decisions. Plus, Amy's customers know they can rely on her guidance and support for years to come.
What clients say about Amy
The team at Cornerstone was incredibly helpful in guiding me through the purchase of my first home. Amy and her team didn’t just help me find a home — they helped me find the perfect one, just two minutes away from my grandchildren. I was on a serious time crunch, with only a few weeks before I needed to relocate for my new job. I honestly didn’t think everything would come together in time, but they made the entire process so easy and stress‑free. Now, seven months later, I’m settled in and absolutely loving my home. I’m so grateful for everything they did to make this possible.
The team at Cornerstone was wonderful to work with. They were very responsive, knowledgeable, and patient while I worked through the purchase of my new home. Thank you Amy and team!
I have known Amy Oehler for over 25 years and has always been a great sounding board for any financial decision having to do with Real Estate whether for personal, Commercial, or an investment property. Amy takes the time to listen to what your needs are, your goals for not just this immediate purchase but your long-term goals. She’s been helpful even when she is not the loan officer for my transaction. She is always responsive and will lead you to the best decision and educate you on the process so you are comfortable every step of the way.
As a real estate professional with over 20 years of experience, I can confidently say that Amy Oehler and her team are my most trusted lending partners. They meet clients where they are, have real and transparent conversations, educate them throughout the process, and thoughtfully strategize to help them reach their goals. I intentionally align myself with business partners who operate with integrity, and Amy’s team exemplifies that. Knowing my clients are in their care gives me complete peace of mind.
Amy Oehler has been a trusted partner of mine for over a decade. She is exceptional at her craft, relentlessly dedicated to her clients and collaborative with her partners. Whenever I have a question, refer a buyer, or connect her with fellow agents, I do so with complete confidence - Amy consistently goes above and beyond. A consummate professional, highly experienced, and genuinely people-focused, she delivers excellence every single time! You will be in great hands with Amy!
Amy and her team made our loan process stress free. They were very professional and guided us through the whole process making us feel at ease. I highly recommend Amy and her team. Thank you Amy, Jules and Mike!
Amy and her team were there for us every step of the way when we refinanced our home. She asked questions about our goals and offered advice to ensure that we fully considered all opportunities. She made the experience fast (but not rushed) and also fun. I recommend her to all my friends and realtors.
Amy is amazing!
I absolutely loved working with Amy and her team at Big Life! Cimarron and Mike were very knowledgeable and helpful. Summer provided above and beyond service by virtually "held my hand" through the process and was so patient and responsive. Amy was absolutely lovely and I will shout that out to anyone who is looking to buy a home!
Amy Oehler and her team at Big Life were an absolute delight to work with. They were competent, patient, thorough, transparent, and efficient in all the areas that matter. I was never left hanging and felt they always kept me informed throughout closing. From my first conversation with Amy I could already tell that I would be in capable hands and working with genuine and caring people. There are plenty of valid reasons for their 5.0 star rating! Highly recommend :)
Thank you to Amy and Shannon for a seamless closing process. The communication was prompt, professional and efficient. We closed last week without hiccup and is a first for me in home purchases. A+++
Let’s connect
Contact Amy
Share a little about your plans and how to reach you.
Office locations
Bastrop, TX 78602
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Amy today.
