AWhipp@houseloan.com
580-289-5143
Amber Whipp
Buying a home or exploring a refinance? Connect with Amber to talk through your goals, ask questions, and explore your next steps.
Meet your loan officer
About Amber
My goal is to get to know you and find the right loan for your needs. From our first conversation to closing day and beyond, you can expect a clearer, simpler, and more connected financing experience.
You deserve a mortgage professional who has your best interests at heart. That's exactly what you'll get here.
What clients say about Amber
I have used them twice now and they are the easiest lender I have ever worked with. I will be using them for all home buys in the future.
We are very pleased with Cornerstone Lending! They made our loan application process a breeze! They also helped us step by step through the loan approval process and ensured we made our closing on time!
Great communication which is a make it or break it thing for everything. If there were any issues we were the last to know because it was already fixed. Amber talked us through the process, explaining the concepts and answering our questions about what was happening and what needed to happen. Would recommend.
Wonderful experience as a first time home buyer. She was very detailed about all the steps we went through and made the process very understandable! Very sweet lady! Thank you Amber.
Absolutely amazing experience! Never once felt overwhelmed or misled. She was very transparent and knowledgeable! Made the whole process easy and was always there to answer any questions we had and responded quickly!
Amber and Amy from Cornerstone lending were available whenever we needed answering all our questions. I had many. I felt bad but they were happy to answer them all! I felt informed and communication was above and beyond. We used them for a house purchase and had special requests. It all went according to plan which is amazing. We definitely recommend! P.s. we are military so they got us the best rates available and have plenty of va loan experience.
Amber's team did a wonderful job guiding me through my loan application and home buying process
Amber was fantastic! She assisted us with any and every question we had. She is wonderful for first-time home buyers!
My experience was just that as a new first time home buyer, But I had the help of experienced help, which made it easy to go threw and understand this process. Always kept me up to date, and answered all questions I had. Thank you very much,
Amber was super helpful, friendly, and anytime I needed guidance she was there to personally assist. I truly appreciate everything her and her team did for me to make the entire process as less stressful as possible.
Amber and her team were simply great to work with. They always made themselves available to us during all phases of the buying process. I would highly recommend Amber, her team and Cornerstone Lending
Amber and the whole team at Cornerstone Home Lending were kind, patient, and professional. I highly recommend their services.
Let’s connect
Contact Amber
Share a little about your plans and how to reach you.
Office locations
Lawton, OK 73505
Bastrop, TX 78602
Mortgage insights
Helpful guidance for buying a home, financing your next move, and understanding your mortgage options.
Homebuying FAQs
Purchasing a home enables you to receive tax benefits while building equity that you can cash out in the future. Owning a home also gives you the opportunity to truly personalize your space.
Yes! Prequalifying first can help you save time and effort before you get too far into the process. You will know upfront how much home you can realistically afford. It also lets real estate agents and sellers know that you’re a serious buyer, which can be an advantage when making an offer.
Your lender will consider a number of factors when determining your maximum loan amount. Some of these include your debt-to-income ratio (how much of your monthly gross income goes toward paying debts), cash available for down payment and closing costs, and credit history.
Your loan officer will work with you to determine which loan product benefits you. They will review your current finances and future financial goals. Your loan officer will also consider factors like your target monthly mortgage payment and how long you plan to live in the home.
A fixed-rate mortgage has an interest rate and payment that stay the same over the life of the loan. With an adjustable-rate mortgage, the rate can either increase or decrease, based on market factors. The monthly payment can also go up or down based on the rate adjustment.
A conventional mortgage is a home loan that is not offered or secured by a government entity (like FHA or VA). Conventional mortgages typically conform to the loan limits set by the Federal Housing Finance Administration (FHFA) and are eligible for purchase by Fannie Mae and Freddie Mac (the two government-sponsored enterprises that guarantee the majority of mortgages in the U.S.).
Unlike government loans like FHA, VA, and USDA, conventional loans can be used for more property types (primary residences, second homes, and investment properties). In addition to the popular 30-year fixed conventional loan, there are also more choices for loan structure, including 15-year or 20-year terms and adjustable-rate mortgages.
Ready to find the loan that fits your life?
It starts with a conversation, not a commitment. Connect with Amber today.
