General

Your insurance score is a measure of your risk level, calculated from various financial factors, including your credit history, payment patterns, credit utilization, and prior claim history.

It's similar to a credit score but used by insurers to predict how likely you are to file a claim. A higher insurance score typically leads to lower premiums and better policy options. At Cornerstone, we can help you understand your insurance score and offer strategies to improve it over time, potentially lowering your costs.