Can I switch policies midterm?

Yes, you can switch insurance policies before your current term ends. However, there are important factors to consider:

• Cancellation Fees: Some insurers may charge a fee for early termination.

• Refunds: If you've prepaid your premium, you may be eligible for a prorated refund.

• Coverage Gaps: Always confirm your new policy is active before canceling your old one to prevent a lapse in coverage, which can impact future rates and eligibility.