I have received more than one Form 1098. Do I need all of them?

It depends on the reason you received more than one for the same calendar year. A few potential scenarios:

• Your mortgage was transferred to another loan servicer. Typically, you will receive a Form 1098 for each servicer for the time they serviced your mortgage. You will likely need both forms. Please see the Servicing Transfers section below for more information.

• You refinanced your mortgage. You will receive one Form 1098 for interest paid prior to refinancing, and another for interest paid after refinancing. You'll likely need both forms.

• A correction was made to the Form 1098 originally sent to you. In this case, you should use the corrected version instead of the previous version you received. The corrected form will have an X in the box labeled CORRECTED, which appears at the top.