Who Is Cornerstone Capital Bank?

Cornerstone Capital Bank started as two separate companies–a local Texas bank and a national mortgage lender. The combined 150 years of dedication to learning what customers need when making financial decisions drove a master-minded acquisition of The Roscoe Bank by Cornerstone Home Lending resulting in one of the highest capitalized de novo banks in U.S. history. We first lead the charge in making mortgage fast and digital, and now we are doing it with banking. Our clients get more banking and mortgage benefits, simpler mobile and online access plus the option of walking into a branch for one-on-one financial support. We aren’t the new kid on the block, we are the trusted, long-time neighbor.

Different Is Better

We're real people.
We answer the phone when you call. Our actual team members respond to emails. We take care of your financial needs because we treat your money how we would treat ours.

We’re digital and local.
You choose whether you want to do business online, in person or over the phone. We know each customer has unique needs, and because we’re different than other online banks, customers get to choose.

We’re difference makers.
For customers, this means we are constantly working for you–whether than means better rates of return, easier banking processes or more products to meet your needs. For the communities in which we live and work, it means we will continue to be a source for good, with our time and financial support, knowing that small things make up the big things.

Your Trusted, Long-Time Neighbor

We are a team of dynamic, enthusiastic, and service-oriented individuals who want to make banking and mortgages easier for you. With our upcoming digital banking and mortgage-lending platforms, we?re confident you?ll feel right at home with the new Cornerstone Capital Bank.

You can learn more about our individual divisions below:

Cornerstone Home Lending

Roscoe Bank