Institutional Banking

Tailored solutions for your institution’s financial growth.

Our institutional banking experts help community banks, credit unions, trust companies, and investment firms manage their cash flow and secure lasting financial stability.
Stability Report
Financial institutions nationwide trust Cornerstone Capital Bank to drive their success. We’re your strategic partner in achieving loan growth and diversification goals, generating meaningful returns on excess liquidity, and serving your customers’ home mortgage needs.

Turn potential into profit: Optimize your assets, generate more income, and diversify your balance sheet.

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Meet loan growth and diversification objectives goals with high-quality assets

Through our syndications desk, we buy into your mid-market credits, and you buy into ours, focusing on

  • Commercial and Industrial (C&I)
  • Energy
  • Lender Finance
  • Commercial Real Estate (CRE)
  • Asset Based Lending (ABL)
  • Digital Infrastructure
  • Aviation
  • Fund Finance
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Transform excess liquidity into a powerful growth driver
Tailored Deposit Solutions: We offer both on- and off-balance sheet deposit solutions, available on an uninsured or a fully insured basis. In many cases, we’ve reciprocated and placed our excess reserves with partner institutions.
Learn more about our comprehensive Treasury & Liquidity Solutions here.
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Effortlessly add mortgage loans to your portfolio, on your terms
Retail Mortgage Fulfillment: We become your turnkey, full-service mortgage department. Offer residential mortgages to your customers without the burden of underwriting and originating them. Maintain control of the referral process and rest easy knowing that your customers are being cared for by an experienced single-family mortgage lender known for exceptional performance, client-centric service, and on-time closings.
Correspondent Mortgage Lending: Sell your closed mortgage loans to us—not your competitor. When you sell your one-to-four-family mortgage loans and servicing rights to Cornerstone, you leverage our best-in-class service to preserve ongoing client relationships rather than giving them away to competitors in the secondary market.
Mortgage Portfolio Products: Enrich your mortgage portfolio. Purchase our one-to-four-family mortgage loans to grow your portfolio beyond your customer base and expand your marketing reach. You also have the opportunity to define niche criteria for loans you’d like us to originate and sell back to you.
Mortgage Servicing: Enhance your portfolio’s performance by turning the servicing over to us. Lean on our industry-leading homeowner experience to strengthen your servicing portfolio and ensure profitable, sustainable growth for your institution.

Why Cornerstone Capital Bank?

The Cornerstone Advantage

Stability
We maintain institutional relationships with over 40 clients in 15 states, backed by a fortress balance sheet.

Expertise
Rely on our 50+ years of experience in corporate and correspondent banking.

Commitment
With over $300 million in institutional deposits—25% of our total—we've earned the trust of financial institutions nationwide. Join the growing number of partners benefiting from our dedicated service.

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Let's Get Started

Ready to elevate your business with Cornerstone Capital Bank? Contact us today to schedule a consultation. Discover how we can help you navigate new opportunities for financial success.